The income requirement is one of the most important—and most misunderstood—parts of sponsoring parents or grandparents to Canada. Under the Parents and Grandparents Program (PGP), IRCC requires sponsors to prove they can financially support their parents or grandparents without relying on social assistance. Failing to meet the income rules is one of the most common reasons applications are refused.
Unlike many other immigration programs, income for parent sponsorship is assessed before approval, based strictly on past earnings rather than future job prospects.
How the income requirement works
To qualify, you must meet or exceed the Minimum Necessary Income (MNI) for your family size for the three tax years immediately before IRCC receives your application.
Key points to understand:
Income must be proven for all 3 required tax years
Missing the requirement for even one year can lead to refusal
Income is based on gross income reported to CRA, not bank savings or assets
Only official CRA Notices of Assessment (NOAs) are accepted as proof in most cases
What counts toward family size
Family size is broader than many people expect and includes:
You, the sponsor
Your spouse or common-law partner
Your dependent children
Anyone you previously sponsored if their undertaking is still in effect
The parent(s) or grandparent(s) you’re sponsoring and their family members, even if:
They are not coming to Canada, or
They are already Canadian permanent residents or citizens
Co-signing and combining income
If your income alone is not enough, your spouse or common-law partner may co-sign the application. When you co-sign:
Your incomes are combined to meet the requirement
Both of you become equally responsible under the sponsorship undertaking
No other relatives can help meet the income requirement.
Important notes
Income requirements change every year
Quebec uses a separate income assessment system, which is not covered here
If you don’t meet the income threshold, many families consider alternatives like the Super Visa for parents or Visitor Visa for parents while waiting for a future intake
Understanding the income requirement early helps families plan realistically and avoid costly refusals under the Parents and Grandparents Program.